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 10 Financial Habits That Will Make You Wealthy: Follow These Steps to Make More Money Online

Ever wondered why only a few people seem to make serious money online while the rest of us are just here trying to "manage"? Don't worry, we’re all in this hustle together. Today, we’re going to dive into ten financial habits that can help you grow your wealth, especially if you're Nigerian. If you're tired of small change and want to finally make a real difference in your wallet, then read on. Whether you’re in Lagos traffic or relaxing in your living room, these steps are for you. Plus, we’ll give you some insider info on how 7hubent Tech—a free business advertising WhatsApp group platform with about 290,000 views daily—is helping small businesses boom!

 1. Budget Like You Mean It

   - Why It Matters: If you don't track where your money is going, it's like trying to fetch water in a basket. You earn, you spend, and before you know it, your bank balance is blinking at you in red.

   - How to Do It: Start by setting a budget each month. List out your income and categorize your expenses. Include savings and don’t forget emergencies because "problem no dey finish."

   - Real-Life Tip: I used to think budgeting was for the "big men" until I tried it myself. Just writing down my expenses showed me where I was "leaking" money. Now, I save much more and only spend on things that really matter.

 2. Invest, Don’t Just Save

   - Why It Matters: Saving alone won’t make you rich, especially with inflation. Money in a savings account doesn’t grow fast enough.

   - How to Do It: Explore safe investment options like mutual funds, government bonds, or even reliable stocks. For higher returns, consider real estate or some local businesses that you believe have potential.

   - Pro Tip: I once invested in a small side hustle selling products on WhatsApp groups—one of the best moves I ever made. Check out 7hubent Tech’s free advertising groups to reach a huge audience daily.

 3. Learn to Say “No” to Unnecessary Spending

   - Why It Matters: We all know those friends who invite us out just when we’re saving. Or the new iPhone that seems to be calling your name. But trust me, being selective with spending is a superpower.

   - How to Do It: Make a rule to wait 24 hours before buying anything over a certain amount. If you still feel like buying it the next day, then maybe it's worth it.

   - Personal Experience: I started saying "no" to fancy dinners every weekend, and guess what? I saved enough in three months to start my blog! Now, that blog makes me money.

7hubent Tech is a free advertising WhatsApp groups Nigeria website 

 4. Start a Side Hustle

   - Why It Matters: A side hustle is like a financial backup plan. If your main job’s income isn’t cutting it, a side gig can fill the gap.

   - Options to Consider: Blogging, starting a YouTube channel, selling homemade crafts on WhatsApp groups, or even becoming a virtual assistant.

   - Example: I kicked off my blog in my spare time, and it’s grown to the point where I can share monthly income reports (check out my Blog Income Reports for more on this). For a business boost, check out 7hubent Tech for free advertising!

 5. Learn From Others’ Success and Failures

   - Why It Matters: Instead of making all the mistakes yourself, you can learn from others who’ve been there and done that.

   - How to Do It: Follow successful entrepreneurs, read financial books, and join online forums.

   - Nigerian Inspiration: My favorite story is about my cousin, who used 7hubent Tech’s WhatsApp groups to promote her small food business. She’s now pulling in enough income to quit her 9-5 job.

 6. Avoid Bad Debt Like the Plague

   - Why It Matters: Some debts, like a mortgage or business loan, can be good. But borrowing for clothes or a new phone? That’s a trap.

   - How to Do It: Only take on debt when it can help you make money or add real value to your life.

   - Lesson Learned: I’ve watched people sink in debt because of "packaging." Now, I only borrow when there’s a guaranteed return.

 7. Embrace Continuous Learning

   - Why It Matters: The online world is changing fast. If you’re not upgrading your skills, you’re getting left behind.

   - How to Do It: Take online courses on platforms like Udemy, or join communities like 7hubent Tech’s WhatsApp groups where you can learn from other entrepreneurs.

   - Success Story: A friend of mine took a digital marketing course, which landed her a side gig. She even promoted her services on 7hubent Tech and got clients without spending a dime.

 8. Plan for Retirement Early

   - Why It Matters: Relying on family or the government for retirement? Not a smart move.

   - How to Do It: Start a pension account or consider a high-interest savings account specifically for retirement.

   - Nigerian Twist: Our culture teaches us to depend on our kids or extended family. But trust me, planning your retirement will make you feel more in control.

 9. Network with Like-Minded Individuals

   - Why It Matters: The people you surround yourself with can influence your financial growth.

   - How to Do It: Join groups of entrepreneurs, attend business workshops, and stay active on platforms like 7hubent Tech.

   - My Experience: I joined a few business WhatsApp groups on 7hubent Tech and connected with people who gave me fresh ideas and motivation to expand my side hustle.

 10 Financial Habits That Will Make You Wealthy: Follow These Steps to Make More Money Online 

 10. Give Back to Your Community

   - Why It Matters: It might seem counterintuitive, but sharing your knowledge and helping others can open doors for you.

   - How to Do It: Teach what you know, share your experiences, and support small businesses around you.

   - Heartfelt Example: The feeling I get when I help others is priceless. I’ve even promoted friends’ businesses on 7hubent Tech, and watching them succeed brings me joy.

 How 7hubent Tech Helps Small Businesses Thrive

If you’re looking to grow your small business, 7hubent Tech is Nigeria’s answer to free online advertising. Imagine reaching a daily audience of 290,000 viewers without spending a kobo. With dedicated WhatsApp groups that let you share your business links, products, and services, 7hubent Tech is a game-changer. Just send a message to 09077131487 on WhatsApp or follow them on Facebook, Instagram, and Twitter at @7hubent.

With 7hubent Tech, you’re not just another business in the crowd—you’re getting your business in front of thousands of Nigerians looking to buy, sell, or collaborate.

 FAQs

Q: How do I start a blog?

   - Find a niche, choose a blogging platform, get a domain name, and start writing! For more guidance, check out our post on starting a blog from scratch.

Q: What are some side hustles I can start with little money?

   - Blogging, starting a YouTube channel, freelance writing, selling on WhatsApp, or offering digital services are great options.

Q: Why is networking so important for financial growth?

   - Networking connects you to new ideas, business opportunities, and potential clients. Platforms like 7hubent Tech offer a fantastic way to start.

Q: How can 7hubent Tech help me?

   - With 290,000 daily views, it’s a free advertising platform for small businesses. Use their WhatsApp groups to reach a wide audience.

 Let’s Hear from You!

So, which financial habit are you excited to try? Have any tips of your own? Leave a comment below or share this article with friends who need that extra nudge to grow their wealth.